# FAQ

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<summary><strong>How can I purchase RYO?</strong></summary>

RYO is currently listed on four Tier-1 cryptocurrency exchanges, and can be purchased using USDT (RYO/USDT trading pair):

1. XT.COM ([https://www.xt.com/en/trade/ryo\_usdt](https://www.xt.com/en/trade/ryo_usdt))
2. LBANK ([https://www.lbank.com/trade/ryo\_usdt](https://www.lbank.com/trade/ryo_usdt))
3. MEXC ([https://www.mexc.com/exchange/RYO\_USDT](https://www.mexc.com/exchange/RYO_USDT))
4. DIGIFINEX ([https://www.digifinex.com/en-ww/trade/USDT/RYO](https://www.digifinex.com/en-ww/trade/USDT/RYO))

Zenza Capital PTE. Limited, headquartered in Singapore, is now providing access to RYO’s exclusive Crypto Convertible Bond—offering qualified investors a chance to acquire RYO at a substantial discount to market value. The investment process is simple: visit [https://ryobond.com](https://ryobond.com/) and click "Invest". This limited-time opportunity allows early-stage participation in the groundbreaking RYO Project. Verified referrers may also earn a 10% reward (5% cash / 5% RYO) for introducing new investors.

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<summary>What is cryptocurrency?</summary>

A cryptocurrency is a digital asset or virtual currency based on a network that is distributed across a large number of computers and designed to work just like the money you use every day. It can be used to buy goods and services through merchants and different e-Commerce platforms, or to transfer value from person to person. It uses cryptography to secure, verify and lock transaction records into a ‘chain of blocks’, and controls the creation and addition of new blocks in its ‘blockchain.’ The use of the blockchain to store all information in a database ensures that this information is trustworthy as it cannot be changed or tampered with.

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<summary>How is cryptocurrency different than fiat currency?</summary>

Cryptocurrency is largely borderless and censorship-resistant, and can be used by anyone in the world with an internet connection. Paper money or ‘fiat currency’ on the other hand, is issued and controlled by governments to be used within a particular geographical location by its citizens to buy goods or services, and there is no limit to how much money a government can print - cryptocurrencies are more decentralized and typically have a capped supply.

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<summary>Who controls cryptocurrency?</summary>

Cryptocurrency by design is more decentralized than fiat currency – it uses online technology to allow users to make secure payments and transfers with a greater degree of privacy or anonymity by not having to go through a third party. Whereas governments or central banks exercise their control over the value of their country’s currency, they have no control over cryptocurrencies. This means that the value of your money in a cryptocurrency will not be directly affected by the flawed monetary policies of a country’s government.

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<summary>Is the RYO ecosystem completely decentralized?</summary>

During the initial project phase of RYO Coin, Zenza Capital developers were responsible for RYO’s seamless integration with key elements of the RYO ecosystem such as the Global Mall, LIFE Wallet and payment or exchange systems. As in the case of Bitcoin and every other cryptocurrency launched thereafter, the first series of actions by a cryptocurrency’s developers are centrally performed. Zenza Capital’s intent is to grow RYO into a truly decentralized utility payment token model with the end goal of RYO being freely exchanged between merchants, consumers, banks, service providers, and cryptocurrency exchanges.

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<summary>Does RYO have its own blockchain?</summary>

As we progress with the development of the RYO Core Blockchain protocol, the initial phase of our project has been deployed on the Ethereum network utilizing the ERC-20 standard for token issuance and transaction processing. This strategy enables us to cultivate a vibrant community that can engage with and benefit from the RYO ecosystem as we focus on the development of RYO's innovative blockchain protocol.

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<summary>How is RYO different than other cryptocurrencies?</summary>

RYO stands out from other cryptocurrencies due to its unique blend of simplicity, real-world utility, cultural integration, and strategic partnerships. Here are **6** **key differences** that set RYO apart:

1. **Fully integrated Digital Payment Ecosystem:** RYO offers real-world utility through seamless integration of its LIFE Wallet, Global Mall, and Crypto ATM Network.
2. **RYO prioritizes a simple and enjoyable user experience:** each component of its digital payment ecosystem has been meticulously designed so even those unfamiliar with crypto can easily shop, pay, and be a part of Web3.
3. **RYO blends Web3 innovation with traditional Japanese values, martial arts competitions, and storytelling:** creates a culturally rich narrative (e.g., Official Sponsorship of the World Karate Organization, RYO-CHAN pre-sale, manga, and Shinto-inspired lore) that resonates globally and builds brand trust.
4. **RYO Coin is KYC Bronze Verified and Geo Risk Tier 1-rated by CertiK (major blockchain security platform):** provides a rare level of trust and transparency in a market full of questionable crypto projects.
5. **Real-world stablecoin use**: RYO has launched its stablecoin, **RYOPAY**, as part of its strategic collaboration with GRNX Global to make global grain shipments much more transparent, cost-effective and efficient.&#x20;
6. **Community-centric:** from growing its X and Telegram communities to sponsoring major local events, RYO places a strong emphasis on grassroots community growth.

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<summary>How is RYO a "cryptocurrency for the masses"?</summary>

The RYO blockchain protocol has been designed so that it is extremely easy and more intuitive for people in communities around the world to use. The value of RYO will help to break down social barriers between the classes and empower the masses by creating greater purchasing power and life-changing opportunities for all, especially for the over two billion ‘unbanked’ around the world who do not have bank accounts or access to bank loans (but may have smart phones and internet access).

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<summary>Is RYO completely anonymous?</summary>

RYO was designed to be private but not anonymous. This is a subtle but important difference that makes it possible for RYO to integrate with existing financial technologies as well as new and emerging ones given today’s anti-money laundering requirements, regulatory needs of banks, credit card network rules, and mandated transaction reversals in the event of fraudulent charges.

Most mainstream financial players like card processors, merchants and banks have made it clear that the risks of misuse by bad actors renders completely anonymous systems unacceptable but do understand the need for privacy as financial privacy is generally guaranteed by laws in most countries. RYO was designed with this balance in mind as it is unlikely that a completely anonymous token system will ever be able to gain wide acceptance by government or achieve worldwide adoption.

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<summary>Is there a reliable and safe digital wallet where I can safely store my RYO?</summary>

Once released, you will be able to download the LIFE Wallet app from the Apple Store to safely store your RYO. The LIFE Wallet is designed to not only safely store and manage RYO or other carefully selected crypto assets, but also to be a revolutionary multi-functional wallet. This easy-to-use, fun and engaging all-in-one portal site with a patented 'Connect' button allows you to chat with other Wallet users and access your favorite social networking platforms. Users will also be able to send or receive RYO between LIFE Wallets using e-mail addresses rather than complex digital wallet addresses. The LIFE Wallet has been designed to be remarkably simple and user-friendly for everyone!

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